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Beforeufly

Beforeufly is a website to guide you to buy the best travel insurance and be safe while you fly to any destination across the world. With the best travel insurance you don't have to worry about anything and you can enjoy your trip tension free.

Pre-existing condition is defined as any medical condition that exists and is known to the insured, prior to getting an insurance plan. By the convention, the insured is supposed to disclose about any pre-existing condition to the insurance company.

For those affected by pre-existing medical conditions, it becomes increasingly difficult to get a decent health cover. Such individuals are left with either of the four options given below:

  • Given the cover excluding the pre-existing condition itself

  • Asked to pay a higher premium

  • Denied a coverage altogether

  • Made to opt for higher deductibles

Many people believe that a travel insurance medical cover is not needed when you already are covered under a medical insurance plan. This is far from truth. As a matter of fact, getting a travel medical insurance becomes more important than medical insurance when you are traveling abroad. It is primarily because of two reasons.

  • A travel medical insurance covers you through out the globe. Health insurance covers you in your own country.

  • Most of the travel insurance plans come with a pre-existing condition exclusion waiver. Health insurance comes with a 4 years waiting period for pre-existing conditions.

Pre-Existing Conditions – Do not Withhold

Never be tempted to withhold any crucial information just to get a lower premium. Ideally, you should let your insurer know if you have a existing medical condition no matter how minor it may be. Being honest will save you from the possible hassles at the time of making a claim. However if you choose to skip the medical detail, intentionally or unintentionally, and your insurer gets to know that you actually suffered a pre-existing medical condition before getting insured, either your claim will be denied or just a partial fraction will be paid that would not be enough to suffice the loss.

Compare at BeforeUFly

When you put your specifications in our comparison engine, it displays a number of travel insurance quotes matching your needs. If you are looking to buy a plan that covers existing medical conditions, it will come up with those policies that come up with pre-existing condition insurance waiver. Obviously, going by this way will save you money, time and effort. So wait no more, login at BeforeUFly and start comparing today!